WHAT IS A PAYBRIGHT PAYMENT PLAN?Our payment plans allow you to break down the cost of a purchase into a series of biweekly or monthly installments.
Did you know Haute Classics offer our own interest-free (and no extra fee) layaway plan up to 3 months depending on the total amount?
*NOTE. With our layaway plan, the item will be shipped only after the payment is made in full, unlike PayBright.
WITH PAYBRIGHT, WE SHIP OUT THE ITEM IMMEDIATELY,
AND YOU PAY LATER!
BACK TO PAYBRIGHT : )
PAY MONTHLY via PAYBRIGHT
Easy monthly payment plans which can carry term lengths from 3 months up to 60 months.
The interest on these plans can range from low interest to regular interest.
For 3, 6, 12, 18, 24 months, minimum $300 purchase amount is required.
For 36 months, minimum $3000 purchase amount is required.
For 48, 60 months, minimum $7500 purchase amount is required.
HIGHEST APPROVAL RATE IN CANADA
EASY, AUTOMATIC PAYMENTS
HOW IT WORKS
SELECT PAYBRIGHT AT CHECKOUT
Add items to your Cart as usual, and select PayBright as your payment option at Checkout.
GET SET UP
Use your mobile phone number to set up your PayBright plan within 60 seconds and get an instant approval decision!
ENJOY YOUR PURCHASE!
Confirm your payment plan with PayBright and return to Haute Classics to complete your order. Once you complete your checkout with PayBright, we'll process and ship your order right away — no waiting necessary.
Are there any limits on how much I can spend with PayBright?
While PayBright makes payment plans easy, they are not available for orders under $300 or over $15,000.
Are there requirements to use PayBright?
Yes. You’ll need:
- To be 18+ years old
- To be a resident of Canada
- A Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
- A SMS-capable Canadian phone number (A valid phone number with texting function enabled)
- To meet the cart size required to use PayBright as a payment option at checkout (For purchases over $300 and under $15,000)
Does PayBright run a credit check on customers?
PayBright does an instant credit check with a bureau (such as Equifax or TransUnion).
How do I make payments?
PayBright will take convenient pre-authorized payments from either your Canadian bank account or your Visa/Mastercard debit/credit card.
Can I use PayBright to pay for only part of my purchase?
PayBright payment plans are applied to your entire order. To use PayBright for only part of your purchase, please contact us at firstname.lastname@example.org.
Can I prepay my outstanding PayBright balance?
Sure, at any time! There are no penalties or fees for early repayments.
Can I make an extra payment?
Absolutely! PayBright payment plans are repayable in full or in part at any time, with no penalty. Every penny from your extra payment goes directly toward the principal loan balance. This means that you'll pay less interest overall (if applicable) and may even pay off your loan early.
Extra payments won't lower your monthly payments, but they can reduce the term of your loan, your final payment, or both.
To schedule extra payments or a full balance payoff, please log into your Paybright Portal and select the loan you want to pay off. You will have the option to either make a partial prepayment or payoff your agreement in full.
Can I change my payment due dates?
Unfortunately, PayBright can't change when your payments are due. If you need more time to make a payment, please contact Paybright directly.
I was not able to complete a PayBright transaction. What happened?
Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method.
How do I access my PayBright account?
After you have completed a transaction with PayBright, you can access your account. If you have any questions or trouble logging in, please contact PayBright.
STILL HAVE QUESTIONS?